What's New
Resi rates from just 4.89%, max LTVs now 95%, max loans now £5m!
- LTV now up to 95%
- Max loans up to £5m
- Product fees can be added to the loan
- Stress rates reduced to 1.25% on 2 and 3-year fixed
What's New
Reduced rates, expanded LTV options and new limited editions
- Rates down on all buy to let products
- Rates on limited editions for non-portfolio landlords now from 3.59% on 2-year fixed
- Rates from 4.14% on 2-year fixed non-HMO (single dwelling properties)
- New limited edition LTV ranges - 65% and 75% LTV for loans £125,000-£325,000
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
New simpler range with updated rates
- Tier 1 and Tier 2 products combined into a single refurbishment range
- Lower rates for heavier refurb deals based on the current value of the property
- Rates from 0.65%pm
- No ERC and min 1 month interest
- No max loan amount
What's New
Buy to let product transfers now reduced by up to 0.45%
- Rates reduced by up to 0.45%
- 2-year fixed now from 4.74%
- 5-year fixed now from 5.54%
- Variety of product fee options £0, 1% and 3% available
- Products available for limited company, personal ownership and HMOs
Residential
Highlights and Features
- Limited edition rates from 4.89%
- Range of fee options from £0
- Product fees can be added to the loan
- Core rates from 5.09%
- Up to 95% LTV across Tiers 0-3
- Up to 85% LTV Tier 4
- Up to 80% LTV Tier 5
- Loans from £25,001 to £5m
- CCJs, defaults, mortgage and secured loan arrears, active and satisfied DMPs and unsecured arrears accepted
- Home movers
- Remortgages
- New build purchases
- First-time buyers
- Customers looking for an alternative to high street lenders
- Customers with adverse credit history
- Self-employed customers with only 1 year’s accounts
Help to Buy
Highlights and Features
- Rates from 6.79%
- Up to 75% LTV
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £750,000
- Help to Buy purchase (Wales) and Help to Buy remortgage accepted
- Customers buying new build properties
- Existing Help to Buy customers looking to remortgage
- We accept new purchase applications on the Help to Buy Wales scheme
- We accept remortgage applications on the Help to Buy England, Help to Buy Wales and Help to Buy Scotland schemes
Right to Buy
Highlights and Features
- Rates from 6.79%
- Up to 100% discounted purchase price
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £750,000
- Customers buying their social housing property
- Purchase only
- Houses only
- England only
