What's New
Limited edition products from 5.44%
- New 3-year fixed from 5.74%
- Reduced 5-year fixed - now from 5.44%
- New 1% Fee Products
- Low revert rates from 6.50%
- Available on purchases and remortgages
What's New
New limited edition products with lower rates
- Core and limited company available on Tiers 1-3 with rates from 3.99% plus a 5% fee
- HMO Tier 1 and Tier 2 rates from 4.14% plus a 5% fee
- No restriction on loan size
- Up to 75% LTV
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
Improved bridging AVM policy
- Now up to 75% LTV – More cases qualify
- Properties up to £1.5m – Covering c.99% of properties
- AVMs now permitted for light refurbishment
What's New
New buy to let product transfers feature:
- Rates from 4.29%
- 1-year fixed rates reduced by up to 0.45%
- Reduction of 0.35% across the rest of the range
Residential
Highlights and Features
- Range of fee options from £0
- Up to 85% LTV across Tiers 0-4
- Up to 80% LTV Tier 5
- Core rates from 5.64%
- Limited edition rates from 5.44%
- CCJs, defaults, mortgage and secured loan arrears, active and satisfied DMPs and unsecured arrears accepted
- Loans from £25,001 to £2m
- Adverse credit profiles accepted
- Home movers
- Remortgages
- New build purchases
- First-time buyers
- Customers looking for an alternative to high street lenders
- Customers with adverse credit history
- Self-employed customers with only 1 year’s accounts
Help to Buy
Highlights and Features
- Rates from 6.79%
- Up to 75% LTV
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001
- Help to Buy purchase (Wales) and Help to Buy remortgage accepted.
- Customers buying new build properties
- Existing Help to Buy customers looking to remortgage
- We accept new purchase applications on the Help to Buy Wales scheme
- We accept remortgage applications on the Help to Buy England, Help to Buy Wales and Help to Buy Scotland schemes
Right to Buy
Highlights and Features
- Rates from 6.79%
- Up to 100% discounted purchase price
- Historic adverse accepted
- Historic CCJs, defaults, DMPS and mortgage and secured loan arrears accepted
- Loans from £25,001 to £1m
- Customers buying their social housing property
- Purchase only
- Houses only
- England only
