EASY PEASY PRODUCTS.
We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New
Resi rates from just 4.89%, max LTVs now 95%, max loans now £5m!
- LTV now up to 95%
- Max loans up to £5m
- Product fees can be added to the loan
- Stress rates reduced to 1.25% on 2 and 3-year fixed
What's New
Reduced rates, expanded LTV options and new limited editions
- Rates down on all buy to let products
- Rates on limited editions for non-portfolio landlords now from 3.59% on 2-year fixed
- Rates from 4.14% on 2-year fixed non-HMO (single dwelling properties)
- New limited edition LTV ranges - 65% and 75% LTV for loans £125,000-£325,000
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
New simpler range with updated rates
- Tier 1 and Tier 2 products combined into a single refurbishment range
- Lower rates for heavier refurb deals based on the current value of the property
- Rates from 0.65%pm
- No ERC and min 1 month interest
- No max loan amount
What's New
Buy to let product transfers now reduced by up to 0.45%
- Rates reduced by up to 0.45%
- 2-year fixed now from 4.74%
- 5-year fixed now from 5.54%
- Variety of product fee options £0, 1% and 3% available
- Products available for limited company, personal ownership and HMOs
Standard Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.64%
- Up to 80% LTV on exit
- Single dwelling, HMO and MUFBs
- Personal ownership and limited company
- Landlords looking to change the use of a garage or loft space to a habitable room.
- Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
- Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
- Standard refurbishment to make a property habitable.
EPC C+ Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.44%
- Up to 80% LTV on exit
- Single dwelling, HMO and MUFBs
- Personal ownership and limited company
- Landlords looking to refurbish a property to maximise the rental yield.
- Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work
