EASY PEASY PRODUCTS.
We know you’re busy, so we’ve made it easier to get the information you need about our straightforward products. Select the product range you need and off you go.
What's New
Limited edition products from 5.44%
- New 3-year fixed from 5.74%
- Reduced 5-year fixed - now from 5.44%
- New 1% Fee Products
- Low revert rates from 6.50%
- Available on purchases and remortgages
What's New
New limited edition products with lower rates
- Core and limited company available on Tiers 1-3 with rates from 3.99% plus a 5% fee
- HMO Tier 1 and Tier 2 rates from 4.14% plus a 5% fee
- No restriction on loan size
- Up to 75% LTV
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
Improved bridging AVM policy
- Now up to 75% LTV – More cases qualify
- Properties up to £1.5m – Covering c.99% of properties
- AVMs now permitted for light refurbishment
What's New
New buy to let product transfers feature:
- Rates from 4.29%
- 1-year fixed rates reduced by up to 0.45%
- Reduction of 0.35% across the rest of the range
Standard Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.64%
- Up to 80% LTV on exit
- Single dwelling, HMO and MUFBs
- Personal ownership and limited company
- Landlords looking to change the use of a garage or loft space to a habitable room.
- Properties purchased at auction that require light refurbishment to be acceptable for mortgage purposes.
- Landlords looking to change the use of a residential property to, or from, a small HMO with up to six lettable rooms.
- Standard refurbishment to make a property habitable.
EPC C+ Refurbishment
Highlights and Features
- Bridging refurbishment from 0.69%
- Exit rates from 5.44%
- Up to 80% LTV on exit
- Single dwelling, HMO and MUFBs
- Personal ownership and limited company
- Landlords looking to refurbish a property to maximise the rental yield.
- Refurbishment of a property that already has an EPC rating of C or above, or is awarded a C rating as a result of the improvement work
