What's New
Residential rates reduced by 0.60% on 75% and 85% LTV products
- Rates now from 5.64% on 5-year fixed
- £0 fee option expanded and £1,495 fee introduced
- Available on 75% and up to 85% LTV products
- Selected revert rates reduced by up to 2.25%
- All adverse tiers included
- Available on 2-year and 5-year fixed only
What's New
New limited edition products with lower rates
- Core and limited company available on Tiers 1-3 with rates from 3.99% plus a 5% fee
- HMO Tier 1 and Tier 2 rates from 4.14% plus a 5% fee
- No restriction on loan size
- Up to 75% LTV
What's New
Refurbishment buy to let range
- Standard rates from 5.64%
- EPC C+ refurbishment rates from 5.44%
What's New
Huge rate reductions across all bridging products, plus expanded LTVs
- Reduced rates from just 0.62%
- We can now lend up to 75% LTV (max £2.5m gross) on Standard and Tier 1
- We can lend up to 70% LTV (max £2.5m gross) on Tier 2
- Developer exit – we can lend up to 75% LTV (max £2.5m gross)
- Re-bridging is now capped at 65% LTV on Standard and Tier 1
- Re-bridging is now capped at 60% LTV where a Tier 2 refurb is still required
- We lend on MUFB up to 10 units
- We can now lend on refurbs up to 20 bedrooms
What's New
New buy to let product transfers feature:
- Rates from 4.29%
- 1-year fixed rates reduced by up to 0.45%
- Reduction of 0.35% across the rest of the range
Fees and charges
Tier 1 developer exit finance valuation fees:
| Property value | Standard single dwellings |
HMO and multi-unit |
|---|---|---|
| Up to £100,000 | £265 | £500 |
| Up to £150,000 | £300 | £500 |
| Up to £200,000 | £335 | £515 |
| Up to £300,000 | £360 | £585 |
| Up to £400,000 | £385 | £645 |
| Up to £500,000 | £430 | £705 |
| Up to £600,000 | £480 | £770 |
| Up to £700,000 | £530 | £830 |
| Up to £800,000 | £585 | £940 |
| Up to £900,000 | £640 | £1,015 |
| Up to £1,000,000 | £735 | £1,085 |
We’ll instruct valuation in all instances. For applications on multiple single dwelling units, a standard valuation will be instructed for each unit.
Tier 2 developer exit finance valuation fees:
All tier 2 finance valuations will be conducted on a bespoke basis. Contact us for further details.
Other fees
No exit fee
No early repayment charges
(a minimum of 1 months’ interest must be paid)
Telegraphic transfer fee: £25
Assessment fee: £145
Redemption administration fee: £40
All fees include VAT (where applicable).