Bridging calculator
Current Speeds
- AIP = Auto decision
- New applications = 2 working days
- Additional document = 2 working days
Our Processing Times
AIP
Agreement in principle: 24 hours
Application
Pre offer - Initial underwriting: 2 working days
Document assessment: 2 working days
Valuation
Percentage of valuations completed within 10 working days: 77%
Offer
Time from application to offer: 17 working days
All times shown are based on average working days
- AIP = Auto decision
- New applications = 2 working days
- Additional document = 2 working days
Our Processing Times
AIP
Agreement in principle: Auto decision
Application
Pre offer - Initial underwriting: 2 working days
Document assessment: 2 working days
Valuation
Percentage of valuations completed within 10 working days (Buy to let): 67%
Percentage of valuations completed within 10 working days (HMO, MUB): 54%
Offer
Time from application to offer: 17 working days
All times shown are based on average working days
- AIP = 24 hours
- New applications = 1 working day
- Additional document = 1 working day
Our Processing Times
AIP
Agreement in principle: 24 hours
Application
Pre offer - Initial underwriting: 1 working days
Document assessment: 1 working days
Valuation
Percentage of valuations completed within 10 working days (Light refurbishment): 81%
Offer
Post offer (completions): 2.5 working days
Time from application to offer: 20 working days
All times shown are based on average working days
- AIP = 4 hours
- New applications = 1 working day
- Additional document = 1 working day
Our Processing Times
AIP
Agreement in principle: 4 hours
Application
Pre offer - Initial underwriting: 1 working days
Document assessment: 1 working days
Valuation
Percentage of valuations completed within 10 working days (Standard bridging): 81%
Percentage of valuations completed within 10 working days (Light refurbishment): 81%
Percentage of valuations completed within 10 working days (Heavy refurbishment): 81%
Offer
Post offer (completions): 2.5 working days
Time from application to offer: 16 working days
All times shown are based on average working days
- AIP = NA
- New applications = NA
- Additional document = NA
Our Processing Times
5 days from receipt of authority to produce the KFI.
5 days from request for offer to produce offer.
5 days to process offer acceptance.
Signed acceptance of offer required at least 1 clear calendar month before current mortgage product ends.
Documents
To submit this case you will need to have the following documents ready:
-
Bridging DIP Form
Contact Us
Festive and New Year opening times
Tuesday 24 December 9am - 12.30pm
Wednesday 25 December - Closed
Thursday 26 December - Closed
Friday 27 December 9am - 5pm
Monday 30 December 9am - 5pm
Tuesday 31 December 9am - 4pm
Wednesday 1 January - Closed