Right to Buy

Overview

The Right to Buy scheme is a great opportunity for those renting a local authority or housing association property and would like to make it their permanent home. The scheme makes these properties available at a discounted purchase price to help tenants take their first step onto the property ladder.

If your customer is eligible for the Right to Buy scheme we could have the mortgage product they need. Visit https://righttobuy.gov.uk/ for more information on eligibility.

Making it easier

Click here to view our Residential Mortgage submission guide. This document has been designed to help provide a smooth application process for you and your customer.

Range highlights

  • Products for 90% and 100% of the discounted purchase price
  • Up to 75% LTV
  • Options for customers with a less than perfect credit profile
  • Zero product fee

This range is designed for tenants in England who would like to buy the house they rent from a local authority or housing association.

Key criteria

Click here to view the residential mortgages criteria guide.

Useful downloads

Click here to view our Right to Buy highlights guide.

Click here to view our Right to Buy FAQs.

Packager Panel

Let our Packager Panel do the work for you.

You can submit a residential or buy to let mortgage to us direct or alternatively you can introduce a case to one of our packagers.

Contact one of our packagers direct today.

Bank of England Base Rate (BBR) Trackers and the Reversion Rate

BBR Trackers and reversion rates are variable rates that are linked to the Bank of England base rate. For new applications, any change to BBR will apply on our systems and documentation the next day. For existing accounts, any change to BBR will apply on the day of the change.

All of our BBR tracker products have a floor. This means that if BBR were to fall to 0.00% or less the rate payable will be 0.00% plus the agreed set percentage above BBR. This means that the rate payable will never go below 0.00% plus the additional percentage rate of the tracker mortgage.

Residential Mortgages

Contact us

Document downloads


Residential Mortgage service update


Buy to Let Mortgage service update (including Portfolio and Limited Company)


New Build Residential service update


All applications

1excludes the day of upload/receipt

Download our Residential or Buy to Let Mortgages submission guides to help provide a smooth application process for you and your customer.

For intermediary use only
BBR 0.75%