Buy to Let calculator: how much could your customer borrow?
Our calculator helps you to understand the benefits of our Buy to Let proposition, and shows the options available to your customer to help them get the loan size they want and to maximise their investment opportunity.
In the current climate we have been working hard to continue to offer your customers a range of specialist lending solutions. We are reviewing our position on a regular basis and we would therefore recommend that you review our current product guides in conjunction with our criteria guides to see how best we can help your customer.
For our latest updates please
. click here
When using the calculator please take care to ensure that the loan amount does not exceed the LTV limit for the chosen product.
Please note the calculator provides an indicative assessment only, for a more accurate assessment please complete a DIP on our Online Mortgage System.
Top slicing is currently unavailable.
Subject property information
Gross rental income
Is the customer a portfolio landlord?
Did you know We can use surplus earned or portfolio income to support top slicing?
Individual or Limited Company
Product LTV limit
Total gross loan amount (including fees if added):
Tenants in common
Gross earned income
per month (employment / self-employment)
Gross other income
per month (excluding rent)
Gross portfolio rental income
Gross subject property rental income
Where does the Applicant reside?
England / Wales
England / Wales
Application requires additional information in order to qualify for 5+ year fixed, please
click here to fill in or click re-calculate.
Does the customer(s) have equity of £250,000 in their main residence?
Does the customer(s) have combined equity of £500,000 in their property portfolio and their residential property?
Please provide details of your portfolio plus main residence.
to use our template.
Does the customer have
in savings that they can evidence? (this value is based on the loan amount and product selected)
Excess Disposable Income (EDI) assessment will be carried out on applications where customers do not pass Net Worth or Liquid Assets.
Alternative combinations may also be available.
Proof of income will be required. Please click
here to see our acceptable forms of income.
Please contact a member of our
sales team to discuss this case further.
(funds must have been gifted at least 3 months prior to the application)
Please complete the final questions below:
EARNED DISPOSABLE INCOME
Gross earned income per month (employment/self-employment)
Gross other income per month (excluding rent)
Gross portfolio rental income per month
Gross subject property rental income per month
Credit Card: Balance
Capital & Interest
Calculate maximum loan