Here at Precise Mortgages we’re keeping our portfolio process simple to save you time. Our dedicated Portfolio Team will key the additional information the new underwriting rules call for on to our system for you.
You can use our simple forms, the landlord’s forms, or even another lender’s forms to provide details of:
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Improved! We have reviewed our portfolio process and reduced the number of Portfolio landlord forms we need from three to two, making it even easier to submit portfolio applications to us. Our forms are designed to give us all the information we need but we can accept this information in any format.
Click here to view our Buy to Let Mortgage submission guide. This document has been designed to help provide a smooth application process for you and your customer.
BBR Trackers and reversion rates are variable rates that are linked to the Bank of England base rate. For new applications, any change to BBR will apply on our systems and documentation the next day. For existing accounts, any change to BBR will apply on the day of the change.
All of our BBR tracker products have a floor. This means that if BBR were to fall to 0.00% or less the rate payable will be 0.00% plus the agreed set percentage above BBR. This means that the rate payable will never go below 0.00% plus the additional percentage rate of the tracker mortgage.
Download our Residential or Buy to Let Mortgages submission guides to help provide a smooth application process for you and your customer.
