Welcome to Precise Mortgages

Precise Mortgages delivers innovative residential and buy to let mortgages, bridging and second charge loans, which are available through a nationwide intermediary base. Our mission is to broaden the criteria for mortgage/loan approval to support home owning aspirations and buy to let entrepreneurialism.

Our award winning, technology driven underwriting and credit risk management processes mean we can be more expansive in our mortgage and loan approvals - serving those underserved by mainstream lenders.

Being ‘a specialist lender’ isn’t just a tag line for us, it’s the foundation of everything we do.

Many customers need specialist mortgages or loans but, all too often, they are not catered for by the high street lenders. Precise Mortgages is here to help your customers get the mortgage or loan that they need. We’ve created a wide range of options from residential to buy to let mortgages to bridging and second charge loans.

Our service to you

Instant decisions ... even out of hours

We know that time is money, so we’ll give you quick decisions on your cases and our phones are answered within seconds by experienced industry experts.

We use the latest technology and scorecards to give you a decision on your residential and buy to let mortgage cases within minutes leaving only a soft footprint. Our system is available 24/7.


All of our products are only available through mortgage intermediaries. The vast majority of Appointed Representative and Directly Authorised networks, clubs and specialist distributors have access to our mortgages and loans. Our bridging finance is also available to NACFB members.

Packager Panels

You can submit a case to us direct via a network, club or through one of our approved packagers. From time to time, select packagers will have access to exclusive products. See our product guides for further information.

View the packager panels below for contact details.

Our Valuation Panel

We use a nationwide network of valuation professionals offering an excellent service to customers, mortgage intermediaries and lenders.

Our service to your customers

Precise Mortgages is the home of specialist lending. Our research* showed that:

  • 97% of customers agree that our products met their mortgage needs
  • 95% of customers agree our communications are clear and easy to understand
  • 91% of customers received their mortgages in time to complete on their required date
  • *Research conducted directly with customers of Precise Mortgages Q1 2020.

Industry affiliation

We are active members in a number of industry associations including UK Finance, Intermediary Mortgage Lenders Association (“IMLA”), Association of Mortgage Intermediaries (“AMI”), The Finance & Leasing Association (“FLA”), National Association of Commercial Finance Brokers (“NACFB”), Financial Intermediary & Broker Association (“FIBA”) and The Financial Services Forum.

For intermediary use only
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