Buy to Let Second Charge Loans - How to submit

You can submit directly to us or introduce via a Second Charge Master Broker if you are Directly Authorised; or if you are an Appointed Representative, you can introduce a case to your preferred Master Broker.

Step 1 - Simply fill out a decision in principle pack. You may already have a credit search, fact find or supporting information. Please include any relevant information that you feel will assist our underwriters. E-mail to [email protected].

Step 2 - We will underwrite the application based on the information you have provided. We will come back to you within 2 working hours (provided the application is received by 2.30pm). If we require additional information an underwriter will call you direct.

Step 3 - Based on your customer’s circumstances, we will provide Mortgage Illustrations for any products you require for your customer, as well as items required to progress to offer.

Step 4 - If your customer wishes to proceed with the illustration and make an application we will ask you to supply any additional items and relevant assessment and valuation fees, together with the application pack.

Step 5 - As soon as our underwriting checks are complete we will send the mortgage offer to your customer and send a copy to you.

Step 6 - If your customer is happy they should sign the mortgage deed and return this to us. We will then arrange for the funds to be released.

Our preferred Master Brokers are experienced in arranging second charge loans. Simply choose your Master Broker and refer your customer to them. They will take care of the rest and make sure you are kept fully up to date.

Master Broker Telephone Website
Access 4 Finance 01709 205 854 www.access4finance.co.uk
Brightstar 01277 500 900 www.brightstarhub.co.uk
Buy to Let Club 01276 601 041 www.buytoletclub.com
Complete FS 02380 456 999 www.complete–fs.co.uk
CSC Loans 01273 414 422 www.cscloans.co.uk
Enterprise Finance 02087 315 333 www.enterprisefinance.co.uk
Fluent for Advisers 01204 477 600 www.fluentforadvisers.co.uk
Freedom Finance 0800 432 0142 www.freedomfinance.co.uk
Norton Financial Services 0808 115 6284 www.nortonfinance.co.uk
Positive Lending 01202 850 830 www.positivelending.co.uk
Promise Solutions 01902 585 052 www.promisesolutions.co.uk
TFC Homeloans 08456 444 222 www.tfchomeloans.com
The Loan Partnership 01923 250 090 www.theloanpartnership.co.uk
V Loans 01625 541 401 www.vloans.co.uk
Y3S 0800 014 7797 www.y3sloans.com

Submit direct

Where your network has appointed us to their second charge lender panel you can submit cases to us direct. Please click here to see a list of these networks.

To submit your case direct please follow the same steps detailed in the ‘Directly Authorised – submit direct’ section above.

Introduce a case to a Master Broker

Your network may have appointed a number of Master Brokers to their panel. Simply choose one of your network’s preferred Master Brokers and refer your customer to them. They will take care of the rest and make sure you are kept fully up to date.

Master Broker Website Telephone
Access 4 Finance 01709 205 854 www.access4finance.co.uk
Brightstar 01277 500 900 www.brightstarhub.co.uk
Buy to Let Club 01276 601 041 www.buytoletclub.com
Complete FS 02380 456 999 www.complete–fs.co.uk
CSC Loans 03458 726 666 www.cscloans.co.uk
Enterprise Finance 02087 315 333 www.enterprisefinance.co.uk
Fluent Money 0800 860 0025 www.fluentmoney.co.uk
Freedom Finance 0800 432 0142 www.freedomfinance.co.uk
Norton Financial Services 0808 115 6284 www.nortonfinance.co.uk
Positive Lending 01202 850 830 www.positivelending.co.uk
Promise Solutions 01902 585 052 www.promisesolutions.co.uk
TFC Homeloans 08456 444 222 www.tfchomeloans.com
The Loan Partnership 01923 250 090 www.theloanpartnership.co.uk
V Loans 01625 541 401 www.vloans.co.uk
Y3S 0800 014 7797 www.y3sloans.com

Second Charge Loans

Contact us

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Second Charge Loan service update

We are currently working on:

  • applications that were submitted on 25 May
  • post, emails and faxes from 25 May

The Master Broker, you have chosen will talk to you about the valuation times expected for your case. Ask your broker to book early to avoid any delays.

For intermediary use only
BBR 0.25% / 3 month LIBOR 0.35%